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Errors

INCORRECT_CVC

INCORRECT_CVC

The issuer declined the payment because the card security code did not match the value on file. The card itself is fine — the data submitted with it was wrong.

Summary

Field	Value
Appears as	errors[].code
Response	HTTP 200 — Order with isValid: false and a populated errors[]
Retry the same card	Yes — but only with a corrected security code

When This Fires

• POST /v1/marketfront/orders/place — the issuer rejected the security code supplied when the card was vaulted.

Recommended Action

Re-prompt the customer for the security code on the same card, then vault it again and resubmit.

This is the one payment decline in this group where keeping the same card is the right move — but only after the data changes. Resubmitting the identical security code will fail identically and consumes an authorization attempt for nothing, so do not retry automatically. Ask, then retry once.

If the second attempt also returns INCORRECT_CVC, stop asking and offer a different payment method: at that point the customer most likely does not have the correct code for that card.

Example

Code
{
  "isValid": false,
  "errors": [
    {
      "code": "INCORRECT_CVC",
      "message": "The security code for your card wasn't correct. Please check it and try again.",
      "pointer": null
    }
  ]
}